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Student Bank Accounts


Here, we have investigated the five leading high street banks, enabling you to make an informed decision. All the high street banks offer an interest free (0%) overdraft facility for students that differ in limits:

Bank
1st year

up to

2nd year
up to
3rd year
up to
4th year

up to

5th year
up to
Barclays
£1,000
£1,250
£1,500
£1,750
£2,000
Halifax
£2,750
£2,750
£2,750
£2,750
£2,750
HSBC
£1,000
£1,250
£1,500
£1,750
£2,000
Lloyds TSB
£1,500
£1,500
£1,500
£1,750
£2,000
NatWest
£1,250
£1,400
£1,600
£1,800
£2,000
Abbey
£1,000
£1,250
£1,500
£1,800
£1,800
Co-operative
£1,400
£1,700
£2,000
£2,000
£2,000
Smile
£1,000
£1,400
£1,800
£2,000
£2,000
Royal Bank of Scotland
£1,250
£1,400
£1,600
£1,800
£2,000
Ulster Bank
£1,250
£1,400
£1,600
£1,800
£2,000
Bank of Scotland
£2,750
£2,750
£2,750
£2,750
£2,750
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