The Thrifty Scot

How a yearly review of your finances could help

Think Money, a leading financial solutions company, has advised people to compare their finances today with how they looked this time a year ago – and take steps towards improving them wherever necessary. The advice comes after research from Bright Grey revealed that a third of people in the UK are either spending more than they [...]

How a yearly review of your finances could help is a post from: The Thrifty Scot

Five tips to get the best holiday deal

With Christmas well and truly over many people will now be turning their minds to booking their spring or summer holiday. However, with 2011 having been another difficult year in terms of finances affordability will be a real struggle for some households. The good news is that with the variety of deals on offer consumers can cut back on the cost of their holiday without necessarily having to go without altogether, and exercising some common sense can go a long way in helping you to find some great deals for your 2012 holiday.

Five tips to get the best holiday deal is a post from: The Thrifty Scot

Managing Your Money

If you’re keen to manage your money effectively and keep track of your spending, then there a few easy steps which you can take in order to be able to do so. Here are just a first points to consider in order to achieve a thrifty lifestyle. One of the best ways to [...]

Managing Your Money is a post from: The Thrifty Scot

Offset mortgages explained

The world of mortgages can be confusing for anyone not used to poring over financial terms and with so many different types of home loans it can be difficult to know where to start. Offset mortgages are not the most common way to borrow money to purchase a property but in the current economic climate, the [...]

Offset mortgages explained is a post from: The Thrifty Scot

Scottish mortgage lending increases in third quarter

According to recent figures, mortgage lending in Scotland increased in the third quarter of this year, rising by 8 percent compared to the previous quarter with 12,400 loans. However, whilst this is encouraging news, lending is still low with the figure for the third quarter coming in at 7.5 percent lower on a year on [...]

Scottish mortgage lending increases in third quarter is a post from: The Thrifty Scot

Are you talking to the wrong consumer? Without customer segmentation, you might be

In marketing, talking to the right consumers is essential for success. Whilst this is easy to say, in practice finding and defining the ‘right people’ is not so simple. Customer segmentation is a method of creating groups from your customers that contain certain similarities, to allow you to speak to each of [...]

Are you talking to the wrong consumer? Without customer segmentation, you might be is a post from: The Thrifty Scot

Life and Illness Cover – Price Comparison Versus Insurance Brokers?

Life used to be so simple. When you wanted money, you went to the bank. When you wanted meat, you went to the butcher. And when you wanted insurance, you went to an insurance broker. But things have changed, in the modern world you could pop down to Sainsbury’s and buy [...]

Life and Illness Cover – Price Comparison Versus Insurance Brokers? is a post from: The Thrifty Scot

Hundreds of thousands of homes in negative equity

According to a recent report by High Street banking giant HSBC, more than 350,000 homeowners are now in negative equity, as the property market continues experiencing turbulence. It is thought that up to 360,000 homeowners who purchased their homes in 2007 are now stuck in their homes to due being in negative equity. Plummeting property [...]

Hundreds of thousands of homes in negative equity is a post from: The Thrifty Scot

Brits using all sorts to secure their loans

As most people in Britain are well aware, it has become increasingly difficult to secure a loan over the past couple of years due to the difficult financial climate. Many people who may have been able to get a loan relatively easily prior to the financial crisis are now experiencing difficulties in getting the finance [...]

Brits using all sorts to secure their loans is a post from: The Thrifty Scot

Many hoping to sort out finances with lottery win

Despite the minute odds of ever winning big on the lottery, a worrying number of people are said to be relying on a substantial lottery win to sort them out in the event that they lose their jobs and have their income suddenly cut off. A recent study has shown that a large number of [...]

Many hoping to sort out finances with lottery win is a post from: The Thrifty Scot