Credit Card Rewards
| Card Supplier | Rewards | Typical APR | Intro 0% Balance Transfers | Intro 0% Purchases | More details & Apply |
|---|---|---|---|---|---|
 MBNA Platinum Rewards Visa |
1 point for every £1 you spend. Points can be redeemed on flights, vouchers, holidays, or days out. |
15.90% APR | 0.00% PA until June 1st 2009 (2.90% fee) |
0.00% PA until August 1st 2008 | |
 Nectar Credit Card Amex |
Up to 4 Nectar points earned for every £1 spent at Nectar sponsors, 1 Nectar point earned for every £1 spent elsewhere. 5000 Nectar bonus points when you spent £200 in the first 3 months - double points for first three months. Foreign exchange rate set daily using Reuters Interbank Rate. Access to American Express\' 1,700 Travel Offices world-wide. Motor insurance available through American Express Insurance Services. Refund Protection - provides refunds to cardmembers in the event of any retailer, online or offline, refusing to refund the value of any goods taken back within 90 days of them being purchased. Nectar Credit Card has a chip implanted in it to enable American Express to add more features in future. |
18.90% APR | N/A | N/A | |
 British Airways Amex |
1 BA Mile for virtually every £1 spent using the Card. Companion airline ticket when you spend £20K on the Card within one year and you redeem your BA Miles for BA flight. New customers can receive up to 3,000 bonus BA Miles. When the Card is used for the first time 1,000 BA Miles are earned, with a further 2,000 BA Miles earned if £2,000 or more is spent in the first three months. An existing British Airways American Express Credit Cardmember can earn 2,000 bonus BA Miles by recommending a friend to have either the Premium Plus Card or a Credit Card. Refund Protection. |
17.90% APR | N/A | N/A | |
 Virgin Money Atlantic White |
1 Flying Club Mile per £1 spent. Double miles when card used with Virgin Atlantic and Virgin Holidays. If retail spend of greater than £15K pa a companion ticket is earnt for a qualifying flight with Virgin Atlantic. If retail spend of greater than £10K pa a premium upgrade with an economy redemption (max 2 per year) can be made. Allocated on each ann Free global travel assistance |
17.90% APR | 0.00% PA for 6 months (2.00% fee) |
N/A | |
 Egg Visa |
Egg Rewards scheme: discounts and instant cashback with selected retailers. 10% off Egg Travel Insurance. |
16.90% APR | 0.00% PA until August 1st 2009 (3.00% fee) |
0.00% PA until August 1st 2008 | |
 Citi Shell MasterCard |
3% rebate on Shell fuel purchases & 1% on all other spending. Rebate used against future Shell fuel purchases. Price Match Guarantee - If you purchase an item on your card and find it cheaper elsewhere within 60 days, the difference will be refunded. Various promotional offers will be made available through approved third parties. |
16.90% APR | 0.00% PA for 9 months (3.00% fee) |
N/A | |
 Citi easyJet MasterCard |
Free easyJet flight (worth £40) if £250 spent on the card in the first 3 months. 10% back on easyJet flights in first 3 months. 1 mile per £1 spent in UK, 2 miles per £1 spent overseas and 3 miles per £1 spent on easyJet flights. Each mile worth 1p off easyJet flights. Price Match Guarantee - If you purchase an item on your card and find it cheaper elesewhere within 60 days, we\'ll refund the difference. Indentity Theft Solutions - free service provided if card holders identity is stolen to restore customers credit history. Various promotional offers will be made available through approved third parties. |
16.90% APR | 0.00% PA for 9 months (3.00% fee) |
N/A | |
 Barclaycard Breathe MasterCard |
Emergency Card Replacement and Cash Advance - fast help if cardholders lose their Barclaycard whilst travelling away from home. An emergency cash advance of up to £1000 per week can be arranged, or a temporary replacement card can be issued. Other services offered include, Identity Protection Service, Purchase Delivery Protection and Home Emergency Helpline. Discounts available at selected retailers. See www.barclaycard.co.uk for full details. |
14.90% APR | 0.00% PA for 12 months (2.50% fee) |
N/A |
Data updated Friday 16th May 2008 04:00:02
Credit cards have become one of the most flexible, convenient, and easiest ways for consumers in the UK to make purchases, whether in person, online, or via the telephone.
Find the best reward credit cards easily by using our
credit card comparison centre
The rising popularity of credit cards has seen many new providers enter the market, with a range of different credit card deals designed to suit different needs and circumstances.
One of the popular types of credit cards that are now available on today’s market are rewards based credit cards, and credit card rewards can vary based on the card issuer and the type of card that you select.
Credit card rewards have become a great way for cardholders in the UK to earn little something back from the credit card companies by spending on the card. There are various different types of credit card rewards, and this includes air miles, cash back, discounts, loyalty point, travel rewards, and more, so there are rewards available to suit most needs and circumstances.
Most people associated credit card spending with having to pay credit card companies a small fortune in interest and charges for the privilege of being able to use a credit card, but with credit card rewards you can actually earn money or rewards from the credit card company by spending on your card.
Making the most of credit cards rewards requires a certain discipline, and in order to actually benefit from credit cards that offer these rewards you need to be the type of person that repays their balance in full each month, thus avoiding the hefty interest charges associated with credit card expenditure.
You need to make sure that you repay your balance in full each month as you will otherwise incur interest charges and these could counteract the benefits of any reward that you are receiving.
If you are unable to repay your balance in full each month then you should question whether a credit cards rewards card is the best one for you, or whether you would be more suited to a 0% purchase card or low interest rate credit card.
When it comes to credit card rewards these rewards are awarded based on the amount that you spend on your credit card. You will receive a certain percentage of cash back or number of points or miles per pound that you spend on your credit card on purchases, and obviously the more you spend on your credit card the more you can earn in terms of rewards.
You should bear in mind that these rewards are not offered on cash transactions, and therefore you should avoid making cash transactions such as cash withdrawals, purchasing gift cards or vouchers, or online gambling, as not only will these not earn you any rewards but you will also be charged hefty fees and interest charges on such transactions.
One of the most popular types of credit card rewards is the cash back scheme, where consumers receive a certain level of cash back – usually 0.5% to 1% - per pound spent on purchases on the credit card. This may not sound like a great deal, but if you use your card on a regular basis your rewards can soon add up, and you will be surprised at how quickly you can earn a decent amount in points, miles, or cash back on your credit card through regular spending.
You should also remember that in addition to repaying your balance in full in order to benefit most from these rewards credit cards you should also make sure that you use your card for every day purchases as well as one off purchases, as the more you use your card the higher the level of your rewards.
Find the best reward credit cards easily by using our
credit card comparison centre
