Beat rising food inflation by saving money on the cost of your groceries
November 17, 2008
Anyone that ever does any grocery shopping will be only too well aware that food prices have rocketed over recent months, and the cost of a weekly or monthly shop may now be significantly higher than it was in the past.
Even the price of staple foods such as bread and dairy products has rocketed, and [...]
How can you cut the cost of your outgoings?
October 28, 2008
All sorts of industry groups and government officials, including the Governor of the Bank of England, Mervyn King, and the Chancellor of the Exchequer, Alistair Darling, have warned that consumers in Britain have a very tough time ahead of them in terms of their finances. Household finances amongst families in the UK have been seriously [...]
What are the main benefits of consolidating your debts?
October 23, 2008
In the current financial climate many people are struggling with their finances, with borrowing costs, household bills, petrol costs, and food prices all adding to the financial strain, not to mention the damaging effects of the global credit crunch, which has made borrowing both more difficult and more expensive.
For those with debts to keep on [...]
The Pros and Cons of Bankruptcy
October 10, 2008
When you find yourself in extreme financial difficulty and it seems you have no other recourse but to file for bankruptcy, you should carefully weigh the pros and cons of taking such action before you do so.
The decision to declare bankruptcy is no doubt an agonizing one because it is an admission of failure in [...]
Reasons why debt consolidation can prove very effective
September 10, 2008
Debt consolidation is a process where by you take out a large loan in order to pay off your smaller loans and debts. This may seem like a pointless process, as you are not actually reducing the amount of money that you owe.
However, there are many benefits to debt consolidation, and the main purpose of [...]
All you need to know about online bankruptcy
August 27, 2008
A recent report confirmed that as of next year a new form of filing for bankruptcy online would be introduced, and this will be known as a Debt Relief Order. Bankruptcy in its standard form is linked to hassle, embarrassment, inconvenience, time consumption, and sometimes expense.
However, with the introduction of Debt Relief Orders all of [...]
Have you been blacklisted?
August 12, 2008
Many people are under the impression that they have been blacklisted because of the way that they have conducted their financial affairs in the past.
However, whilst many people may be made to think that they have been or could be blacklisted, and some firms may even send out literature referring to being blacklisted, there is [...]
Steps to take when dealing with financial difficulties
July 29, 2008
In this day and age, with credit conditions, the cost of living, and below inflation pay rises, all taking their toll on consumers finances, most people are only too well aware of how difficult it can be to keep on top of financial commitments.
For those of us that have mortgages, debts, bills, and other financial [...]
Advice for homeowners from debt agency following bleak forecast from CML
June 27, 2008
The Council of Mortgage Lenders recently released a report that made for very gloomy reading in terms of the housing and mortgage markets. According to the CML there is bad news in store when it comes to house prices, property sales, and lending levels in the UK.
Is the Bank of England Too Relaxed About The Credit Crunch?
June 25, 2008
The Bank of England has recently come under criticism from other lending institutions, such as CitiFinancial, that is being too optimistic about the current credit crunch that exists in the economy.
