Featured Mortgage Articles

Not so very long ago, if you wanted to obtain a mortgage you had to visit a bank and fill out an application form. You either had to accept the terms and interest rate that this lender offered or you have to visit several lenders to inquire about their rates.
Today, you can do all this [...]

As the financial news headlines have been reporting for many months now many homeowners across the UK have been struggling over recent months. The past two years saw interest rates rise by 1.25% in total, with five base rate rises between August 2006 and July 2007.
This put increased pressure on homeowners who saw their interest [...]

Most of us are too familiar with the daunting term ‘global credit crunch’ these days, but before last summer most of us had never even heard of the term.
The global credit crunch made its way to the UK last summer from the United States, and since then has been causing havoc in the financial sectors, [...]

The value of properties may have been falling over recent months in parts of the UK, but after a ten year house price boom property values are still extremely high, and for many first time buyers these prices are simply out of their reach, making it impossible for them to get onto the property ladder.
The [...]

Experts in the estate industry predict that as many as 15,000 estate agents will lose their jobs in the UK this year due to the downturn in the economy. Predictions for the future say that deeper cuts are coming to the tune of 40,000 job cuts in the next five years.
The Centre for Economists and [...]

Interest rate movements on mortgage products seem to have gone insane lately, with the Bank of England reducing the base rate, some lenders totally ignoring the base rate movement and hiking up their rates, other lenders reducing their rates in order to attract more custom, and some lenders even reducing rates and then putting them [...]

Speculation about falling house prices in the UK is rife at present, with officials from various related industries making their predictions. The Council of Mortgage Lenders has changed its prediction of a 1% rise in house prices this year, which was made last October, to a fall of 7% over the course of the year. [...]