Free Credit Report

Knowing what is on your credit report can save you money when you come to apply for a loan, mortgage or credit card. Lenders use your credit report to decide whether to make you an offer of credit and if so what level of interest.

You may want to look at your credit report for the following reasons:

• If you are applying for a mortgage?
• If you need to improve your credit rating?
• If you have you been refused credit?
• If you want to buy a new car?
• If you are worried about ID fraud?

How can a credit report help?

• Check your electoral roll, CCJ and other public records
• See your full credit payment history for the last two years
• View all previous credit searches, see who’s looking
• Reveal your actual credit score and what it means