Lloyds TSB confirms takeover of HBOS
September 30, 2008
Earlier this week banking giant Lloyds TSB confirmed the emergency takeover of the nation’s largest mortgage lenders, HBOS, in an emergency rescue plan that has been rushed through and approved by government officials.
The £12.2 billion takeover has raised huge concerns over job losses and branch closures across the nation, and has also created a super [...]
Should You Put Your Spare Money Towards Your Mortgage or Your Retirement?
September 30, 2008
The sensible thing to do is to start saving for your retirement as soon as you start working. However, not many people do this because when you are young you don’t usually look that far into the future. Then you get married, take out a mortgage on a new home and start a family after [...]
Increase in banks opening on Saturdays
September 30, 2008
The Royal Bank of Scotland, which owns NatWest, has recently announced that it will be opening more RBS and NatWest branches on Saturdays in order to increase convenience for customers. According to reports customer demand has resulted in the bank planning to almost double the number of branches open on Saturdays.
Almost 40% of branches will [...]
Couples urged to take out wedding insurance
September 29, 2008
Consumers these days take out insurance to cover them for all sorts of eventualities, with policies covering everything from safety during travel to the home, to the home and even life. Couples are now being urged to take out wedding insurance to protect them against problems that may arise on the big day.
The cost of [...]
Why the Internet Can Save You Time and Money When Looking For Affordable Finance
September 29, 2008
With the many lenders that have an online presence shopping for affordable finance of all types has never been easier when you search on the Internet for the best deals. If you have a good credit rating, you can apply and be approved for unsecured and secured loans, credit cards, car loans, mortgages and more [...]
Complaints received over heating scheme
September 29, 2008
According to a recent report a number of complaints have been received by a charity for the elderly with regards to a heating plan that has been launched by the government. Age Concern officials have said that they have received an increasing number of complaints about the Warm Front heating scheme.
The scheme is designed to [...]
Northern Rock borrowers being affected by repossession
September 26, 2008
According to a recent report there a large proportion of homeowners that have had their properties repossessed are Northern Rock borrowers. It has been estimated that around one in every thirteen homeowners that has been repossessed has been a Northern Rock borrower.
Officials from Standard and Poor carried out a recent survey and this suggested [...]
Britain set to slide into recession
September 26, 2008
According to recent reports Britain is set to slide into recession later this year, and after a second quarter of zero growth is set to face two consecutive quarters of negative growth, which will mean that it is in recession by the end of the year.
There are a number of factors that are threatening the [...]
Advice for Getting the Best Mortgage Deal
September 26, 2008
When you are looking for the best mortgage deal, it is essential that you shop around. The rising interest rates, often by as much as 1.25%, have seriously hampered the efforts of UK consumers to obtain a mortgage with repayment schedules that they can afford. Therefore, when you decide to buy a new home, you [...]
The Safety Aspect of Online Banking
September 25, 2008
Is it safe to do my banking online? This is the question that most people ask when they consider the possibilities and convenience of using this feature associated with their bank account. Just about all UK consumers enjoy the convenience of being able to access their bank account from their home computers and manage their [...]


