Use your cell-phone to avoid going into the red.

June 19, 2008

Direct debits, standing orders and bank charges are notorious for putting us in the red when we are least expecting it. If you have a cell phone, it probably has a calendar and you can set it to ring an alarm one or two days in advance so you have time to check there is enough money in your account to cover the debit.


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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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