Twelve year old boy gets insurance bill for £150

A boy aged just twelve years of age has recently been sent a bill for £150 by an insurance company after he was in a collision with a car. Direct Line, the insurance giant, sent the £150 bill to the boy after he was involved in an accident on his bike that also involved a car that Direct Line insured.

The boy, Sam Scott, was cut and bruised after the collision with the car, and according to reports he had ridden his bike into the path of the car. The collision caused the windscreen of the car to shatter before the twelve year old boy was thrown off his bicycle, after which he hit the kerb. He received the letter whilst he was recovering from his injuries at home.

He was told by Direct Line that if he did not send a cheque for £150 towards the cost of the accident he could be taken to court, but the boy does not even have a bank account. His mother stated: ‘I’m really furious. I have never heard anything like it before. It’s terrible that people are asking children for money.’

She added: ‘He is very lucky to be alive, it was the full impact,’ Mrs Scott said. ‘He actually smashed her windscreen. I’m so surprised he’s not been seriously injured. He was badly bruised and his back is still bad.’ She went on to state: ‘I can’t believe they would consider suing a 12-year-old. At the end of the day it was an accident and he is a child. They wrote to Sam himself, the letters were addressed to Mr S Scott not me. I just rang them and said; ‘Is this a joke?’. They were asking him for a cheque, but he doesn’t even have a cheque book.’