http://www.thriftyscot.co.uk/052007/foolish-debt-consolidation-options.html Welcome to The Thrifty Scot financial help site. Look through our credit cards, loans, mortgages, savings and insurance sections Wed, 28 Jul 2010 06:10:34 +0000 http://wordpress.org/?v=abc hourly 1 http://www.thriftyscot.co.uk/052007/foolish-debt-consolidation-options.html/comment-page-1/#comment-64 douglas russell Thu, 28 Jun 2007 19:13:18 +0000 http://89.151.110.92/?p=695#comment-64 You know I wish I would have found this article before I was enticed to consolidate my bills to clean up my credit. I accepted this loan program that seemed very likeable until the company sold my house loan to a different company. My house taxes wer'nt paid like they were supposed to be. The cash out check that seemed to be an answer for fixing up my house could not be cashed for fifteen days and that caused impact fees from ny bank when the check didn't cash out like the company said it would. Now I'm two months behind on my house payment since they sold my loan. The "two months free non house payment time" turned into the new company demanding an extra month house payemt in advance to satisfy their required guidelines for house mortgages. They also in turn raised my house payment three hundred dollars because they said therer was insufficient monies to cover the tax and insurance payments. My initial contract doesn't seem to be worth squat The company says it is only for a 18 month period but, what happens next year? This is my fault of course since I didn't do my research. My advice to all of the home owners is stay with what you have. The green grass that the finance companies promise is a dust bowl in disguise. You know I wish I would have found this article before I was enticed to consolidate my bills to clean up my credit. I accepted this loan program that seemed very likeable until the company sold my house loan to a different company. My house taxes wer’nt paid like they were supposed to be. The cash out check that seemed to be an answer for fixing up my house could not be cashed for fifteen days and that caused impact fees from ny bank when the check didn’t cash out like the company said it would. Now I’m two months behind on my house payment since they sold my loan. The “two months free non house payment time” turned into the new company demanding an extra month house payemt in advance to satisfy their required guidelines for house mortgages. They also in turn raised my house payment three hundred dollars because they said therer was insufficient monies to cover the tax and insurance payments. My initial contract doesn’t seem to be worth squat The company says it is only for a 18 month period but, what happens next year? This is my fault of course since I didn’t do my research. My advice to all of the home owners is stay with what you have. The green grass that the finance companies promise is a dust bowl in disguise.

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