Which types of businesses need commercial insurance?

Whether you are just starting out, buying into a business or joining a business in a senior management role, it is highly likely you will need to consider commercial insurance and you must be fully aware of all liabilities.
If any aspect of the business is exposed to risk of any [...]

Read full story | 16th May

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Loans Loans

Looking for a personal loan?
Search for the best secured loans

Insurance Insurance

Car insurance too much?
Home insurance weighing you down?

 
Credit Cards Credit Cards

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Trying to get out of credit card debt?

Banking Banking

Want to build a nice nest egg?
Looking to your childrens future?

 
Mortgage Mortgage

Trying to save money on a mortgage?
Which mortgage should you choose?

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Debt becoming a problem?
Sleepless nights with money worries?

 

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20th June 2008

The Pros & Cons - Loans vs Overdrafts vs Cards vs Mortgages

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What Are Money Tips?

What Are Money Tips?

Here at the The Thrifty Scot we are committed to help our readers save money by not only helping them compare the latest financial products but by also introducing the latest money saving tips submitted by our community.

Take a look at our money tips section and start saving money today!

Most Recent Items:

Where to shop on the Internet to save the most money

Thanks to the Internet revolution, saving money shopping online has never been simpler.  If you know where to look you’ll be bagging a bargain and conserving your...

How a yearly review of your finances could help

Think Money, a leading financial solutions company, has advised people to compare their finances today with how they looked this time a year ago – and take steps towards improving...

Are you talking to the wrong consumer? Without customer segmentation, you might be

In marketing, talking to the right consumers is essential for success. Whilst this is easy to say, in practice finding and defining the ‘right people’ is not so...

  • In Money Tips
  • Posted by Peter
  • 5 months, 3 weeks ago


Roaring trade in Brits’ financial details in India

It has been reported that some Indian call centres are doing a roaring trade in selling the personal and financial details of British... 
Read full article | 21st Mar

Debt charity provides snapshot of consumer debt in UK

A leading debt charity has recently provided a snapshot of consumer debt in the UK, concluding that whilst debt levels and spending... 
Read full article | 19th Mar

Debt and financial worries hits workforce

A recent report has shown that personal problems are having a severe impact on the working lives of many people across the UK, with... 
Read full article | 13th Mar

ISA Guide

 

Read our ISA Guide to learn about your 2010/11 allowance.

What is an ISA?

Simply put, an ISA (Individual Savings Account) gives you tax advantages on your savings. There are two types of ISA: a cash ISA and an investment ISA.

Eligibility for tax relief within an ISA depends on your circumstances, and the rules could change in the future.

Cash ISA

A cash ISA. is like a normal savings account, but you don¡¦t have to pay UK income tax on your interest provided all ISA conditions are met.

See our cash ISA rates

ISA Allowance

In the 2010/2011 tax year, the maximum ISA allowance is ¢G10,200, of which ¢G5,100 can be put into a cash ISA. All of your allowance or the remainder of it can be saved in an investment ISA.

Remember you can lose money while investing.

Investment ISA

An investment ISA allows you to take full advantage of your annual ¢G10,200 ISA allowance.

Remember you can lose money while investing.

 
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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